Commercial Projects
Commercial Shops Under Haryana Affordable Shops Scheme
A Gateway to Smart Retail Investment.
Haryana’s urban development has progressed at a breakneck speed over the past few years. With rising migration, growing infrastructure, and growing commercial activity, the need for structured retail and shop area has increased in tier-2 and tier-3 cities, as also in key areas of NCR (National Capital Region). In order to fulfil this increasing demand and ensure inclusive economic growth, the Haryana Government has initiated the “Affordable Commercial Shops Scheme, also known as Affordable Shops Cum Offices (SCO) under DDJAY or other urban development scheme.
Through this scheme, the doors of opportunity are opened for small business owners, new investors, and service professionals to become owners of commercial shop units at government-approved prices, guaranteeing a regulated, accessible, and transparent market place.
What is the Affordable Commercial Shops Scheme?
The Affordable Commercial Shops Scheme (ACS) is a scheme by the Department of Town & Country Planning (DTCP), Haryana,to provide affordable commercial units to the common public in pre-approved urban areas and plotted developments under schemes like Deen Dayal Jan Awas Yojana (DDJAY).
These commercial spaces provided as freehold properties are planned to accommodate small and medium-sized enterprises such as retail shops, boutiques, showrooms, cafes, medical stores, and offices. They are generally located in sector-planned colonies that provide legal certainty, civic infrastructure, and long-term growth prospects.
Key Features of Affordable Commercial Shops
- Government-Approved Projects :All the shops are part of licensed colonies approved by DTCP Haryana. Buyers get RERA-registered property in planned commercial areas.
- Freehold Ownership: The shop units are dealt with as freehold property, and owners enjoy complete rights of use, leasing, or resale without periodic lease liabilities.
- Attractive Pricing Provided at fixed and reasonable prices to ensure participation of small traders, entrepreneurs, and service professionals who have otherwise been priced out of urban commercial property markets.
- Flexible Options by Size: Average shop sizes are 100 sq. ft. to 400 sq. ft.and are best suited for retail, consultancy, takeaway, small office arrangements, or basic services.
Commercial Shops Under DDJAY – The Future of Urban Retail Spaces in Haryana
The Deen Dayal Jan Awas Yojana (DDJAY) is one of the most forward-thinking urban development schemes introduced by the Haryana Government, aiming to provide affordable housing while ensuring balanced infrastructure growth across the state. While the primary focus of DDJAY is plotted residential development for middle and lower-income segments, the inclusion of dedicated commercial zones within these developments has created a dynamic new opportunity in the real estate sector: Commercial Shops under DDJAY.
These commercial spaces are designed to serve the daily needs of residents within the plotted colonies, ensuring that the development remains self-sustaining and economically viable. Located within or alongside residential clusters, these commercial shops offer massive potential for retail, service-based businesses, and long-term investors seeking high appreciation and strong rental yield.
A Policy-Driven Growth Model
DDJAY is not just another housing scheme—it’s a state-level initiative designed to control urban sprawl, encourage organized development, and provide affordable living with essential amenities. One of the standout features of this policy is the allocation of up to 30% area for commercial use within a colony, allowing the developer or plot owner to create dedicated commercial hubs in otherwise residential neighborhoods. This integration ensures that residents have access to daily essentials while entrepreneurs and investors gain access to a captive customer base.
Strategic Placement Across Haryana’s Fastest Growing Regions
The commercial shops under DDJAY are located in some of the most promising urban and semi-urban locations across Haryana. The state government has approved DDJAY projects in districts such as Gurugram, Faridabad, Sonipat, Karnal, Panipat, Rohtak, Rewari, Jhajjar, Palwal, and Yamunanagar, among others. These areas are undergoing rapid transformation due to increasing industrialization, migration from metro cities, and improved government focus on regional development.
For example, DDJAY sectors in Gurugram such as Sector 95A, Sector 92, and Sector 99 are already witnessing a surge in residential occupation, making commercial shops in these areas highly viable. Similarly, Karnal, Panipat, and Sonipat benefit from their proximity to the Delhi-Chandigarh and Delhi-Amritsar corridors, attracting daily commuter traffic and increasing the demand for localized retail infrastructure.
Connectivity That Drives Business Potential
One of the biggest advantages of investing in commercial shops under DDJAY is excellent regional and interstate connectivity. The Haryana government has ensured that all DDJAY colonies are well connected to major highways, expressways, and urban centers, thereby maximizing the visibility and footfall for commercial setups.
Most DDJAY locations are within close range of:
National Highways like NH-44, NH-48, NH-352, and NH-709
Expressways such as the Kundli-Manesar-Palwal (KMP) Expressway, Dwarka Expressway, Delhi-Vadodara Expressway, and the Western Peripheral Expressway
Metro connectivity, especially in cities like Faridabad and Gurugram, with expanding routes toward other parts of NCR
Upcoming Regional Rapid Transit Systems (RRTS) connecting Delhi with Panipat, Rewari, and Alwar, boosting commerce and regional transit
These well-planned transport links not only enhance accessibility for business owners but also attract more footfall, customers, and tenants—leading to higher returns on investment.
A Sustainable Investment for Retail and Services
Unlike large-scale commercial malls that often require massive investments and have long gestation periods, DDJAY commercial shops offer small-ticket size investments with immediate business prospects. These properties are ideal for opening:
Retail shops (grocery, garments, electronics, stationery)
Food outlets and quick-service restaurants
Clinics and diagnostic centers
Mobile and electronics showrooms
Boutique stores and salons
ATM kiosks and micro banks
Professional service offices (real estate, insurance, legal, finance)
These setups can start operations from day one, as they are located within or adjacent to rapidly developing colonies with ready populations. The built-in demand from residential units ensures a steady flow of customers, giving these shops a significant advantage over standalone commercial plots.
Government-Backed Development with Transparent Regulations
What sets DDJAY commercial shops apart from regular unregulated developments is the complete backing and oversight by the Department of Town and Country Planning (DTCP), Haryana. The scheme mandates proper approvals, layout plans, road widths, sanitation, electricity, and green space allocations. Moreover, the commercial zones within the colonies are designed as per master plans, ensuring a well-structured and legally compliant ecosystem for business.
The government has also simplified the licensing process for developers, allowed lower license fees, and provided guidelines for plot-wise development to encourage small investors. This ensures that commercial shops under DDJAY maintain transparency, legal security, and resale value.
Appreciation and Rental Returns
Given the rapid pace of urban expansion, the value of commercial shops under DDJAY has witnessed steady growth. Areas that were considered outskirts just a few years ago are now emerging as prime micro-markets due to infrastructure upgrades and government-led initiatives.
Investors in DDJAY commercial shops not only enjoy capital appreciation but also consistent rental income. As more residential units are occupied, and population density increases, the demand for neighborhood commercial facilities rises proportionally. Additionally, as DDJAY sectors receive continuous infrastructure boosts, the resale value of these properties is expected to rise significantly in the next 5 to 10 years.
Conclusion: A Golden Window for Smart Investors
The commercial shops under Deen Dayal Jan Awas Yojana are emerging as one of the most promising real estate segments in Haryana today. With strategic locations, strong government support, seamless connectivity, and built-in customer demand, these properties offer a rare combination of affordability, sustainability, and profitability.
Whether you are a small business owner looking to expand or an investor seeking high returns from a low-risk asset, DDJAY commercial shops offer a once-in-a-generation opportunity to be part of Haryana’s urban growth story. As demand continues to rise and infrastructure matures, these investments are expected to become cornerstone assets in any real estate portfolio.
Frequently Asked Questions
Deen Dayal Jan Awas Yojana (DDJAY) is a Haryana Government scheme promoting affordable plotted housing. Under this scheme, developers are allowed to create designated commercial zones within residential colonies, offering commercial shops for retail, office, and service use.
Yes, all commercial shops developed under DDJAY are approved by the Department of Town and Country Planning (DTCP), Haryana, with sanctioned layout plans, licenses, and government oversight.
These shops are ideal for small to medium business owners, retail entrepreneurs, investors looking for rental income, and service providers like clinics, coaching centers, and banks.
Yes, commercial shops under DDJAY provide both—steady rental returns due to high demand from local residents and strong capital appreciation due to infrastructural growth.
Absolutely. We offer free site visits with pickup and drop service. You can also request a virtual tour if you’re not able to visit in person.
Shop sizes typically range from 100 sq. ft. to 500 sq. ft. or more, depending on the layout and project. There are options for small investors as well as larger retail units.
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